Your Personal Economy
Protection Anchored.
Cash Flow Optimized. Architecturally Designed.
Most people accumulate accounts, products, and strategies that don’t operate together. Over time, complexity compounds and outcomes become accidental rather than intentional.
We replace fragmentation with architecture.
Our work integrates protection, assets, liabilities, and cash flow into one coordinated personal economy, designed to adapt as life evolves.
This is personal economy design.
Design over Fragmentation
The Design Framework
A disciplined approach to transforming disconnected financial decisions into a coordinated personal economy.
Clarity, design, execution, and refinement are not steps to complete—they are disciplines that work together. Each decision builds on the last, shaping a structure that functions as a whole.
Financial balance isn’t found, its built.
Clarity Comes First
Before design, there must be clarity.
The Financial X-Ray provides a structural view of your personal economy - mapping protection, assets, liabilities, and cash flow as an integrated system. It reveals how decisions interact, where inefficiencies exist, and what trade-offs matter most.
About Statera
Statera is led by Christopher Koopman, President and Founder, with over two decades in the financial profession. His work focuses on helping individuals, families, clinicians and executives design resilient personal economies through coordination, structure, and long-term thinking.
